1 1/4 cups all-purpose flour
2 tablespoons sugar
1 teaspoon baking powder
1/4 teaspoon salt
1 1/4 cups milk
1 large egg
1 tablespoon butter, melted
1/2 teaspoon vanilla
3 medium apples, peeled and sliced
2 tablespoons sugar
1 teaspoon cinnamon
1/4 teaspoon nutmeg
1 tablespoon lemon juice
1/4 cup water

For the Pancake Batter:
In a medium mixing bowl, mix flour, sugar, baking powder, and salt. Make a well in the center. In a small mixing bowl, whisk milk, egg, melted butter, and vanilla. Whisk wet ingredients into dry ingredients until smooth. Set aside.
For The Apple Mixture:
1. In a medium bowl, toss together the apples, sugar, cinnamon, nutmeg and lemon juice. Melt butter in a large skillet over medium high heat. Add apple mixture and saute 2 minutes, stirring often. Pour in the water and reduce heat. Cover, and allow to cook for 5 minutes. Uncover, raise heat, and cook until all liquid has boiled away. Transfer apple mixture to a small plate.
2. Heat skillet coated with cooking spray (or butter) over medium high heat. Pour a layer of pancake batter; let it set. Arrange a quarter of the apple slice over batter and add another layer of batter. Keep over heat until bottom has cooked. Flip pancake (this can be tricky). When bottom layer has cooked; transfer pancake. Repeat with remaining batter and apple mixture. Serve warm with sifted sugar, sweetened sour cream, or maple syrup.